Alistair and Val

Alistair and Val had a financial planner in the past, but with changes of advisers had found their investments had become pretty passive.

They wanted options, with a plan for todays needs and future aspirations.. without being told they couldn’t enjoy their life now because they were so busy saving every penny for retirement.

• Increase in retirement savings of $363,745 (that’s a 2950% return on fees!)
• They can now fund their lifestyle to the age of 89 (before they were going to run out at 73)
• Most importantly, they can still enjoy their current lifestyle

Meagan

Meagan had never had a financial planner, but knew (especially as a single woman) that she needed to take responsibiliy for her future, and ensure that if something happened to her she wouldn’t be a burden on family.

• No longer worries about her super being too risky
• Insurances are sorted
• Has enough spare cash to spurge guilt free, knowing her future is sorted.
• Plans are in place to work because she wants to, not because she has to within 3 years.
• Financial return on her financial plan: 375%.
• Emotional return on knowing she’s got everything in place: priceless

Richard & Simone

Doing it differently to our parents, who had financial challenges in retirement.

Richard & Simone wanted to make sure they were making the most of the hard work they were putting in, and weren’t going to look back on their life wondering ‘what if?’.

• Increase in super of $140,000 over 10 years means that retirement is sorted
• Cashflow plans in place to reduce interest paid by $86,513, while having an emergency fund in place.
• Reviewed insurance so they had the insurance they needed (which actully meant reducing some insurance!)
• Reduced fees on super
• A measureable impact of $249,000 in their initial plan